Raising Your Home at the Jersey Shore: When and Why to Do It
Living at the Jersey Shore comes with beautiful views and a unique lifestyle, but it also presents challenges—especially when it comes to flooding and storm damage. If your home is in a flood zone or you’re looking to protect your investment, raising your home might be the best solution. Here’s what you need to know about when and why to elevate your home.
Why Raise Your Home?
1. Flood Protection & Compliance
Many areas at the Jersey Shore fall within FEMA-designated flood zones. Elevating your home above the Base Flood Elevation (BFE) can significantly reduce the risk of flood damage and may be required to comply with updated flood maps. Raising your home can also help lower flood insurance premiums, saving you money in the long run.
2. Storm Resilience
Hurricanes and nor’easters are a reality for Jersey Shore homeowners. Raising your home helps protect it from storm surges and heavy rains, minimizing costly damage and giving you peace of mind during extreme weather events.
3. Increased Property Value
Homes that are raised and built to withstand the shore’s harsh weather are more attractive to buyers. Elevating your home not only safeguards it but also increases its long-term market value, making it a worthwhile investment.
4. Additional Space & Functionality
Lifting your home creates an opportunity to add valuable space underneath—whether it’s a garage, storage area, or even additional living space. This is especially beneficial for Jersey Shore homes, where lot sizes can be limited. Adding a garage under an elevated home is a popular choice, providing a secure place to store vehicles, beach gear, and other essentials while protecting them from flooding. It also frees up yard space and enhances the overall functionality of your property. If a garage isn't needed, the additional space can be used for enclosed storage, a covered patio, or even a workshop.
When Should You Raise Your Home?
After Flood Damage: If your home has suffered significant flood damage, local regulations may require you to elevate it before making repairs.
During Major Renovations: If you’re already investing in a large-scale remodel, incorporating a home elevation can be a smart move.
Before New Flood Regulations Take Effect: If your area is likely to see changes in flood zone requirements, raising your home proactively can save you from future compliance headaches.
If Your Flood Insurance Costs Are Too High: Elevating your home can reduce your flood risk classification, leading to lower insurance premiums.
The Home Elevation Process
Permits & Planning – Each town at the Jersey Shore has different requirements for home elevations. Working with an experienced contractor ensures a smooth permit process and compliance with local codes.
Choosing the Right Elevation Method – Homes can be raised using a variety of techniques, such as hydraulic jacking, helical piles, or cribbing. The best method depends on your home’s foundation and structural needs.
Foundation Upgrades – Once lifted, your home will need a new or reinforced foundation to support the elevation. This is the perfect time to install flood vents or other resilience features.
Final Inspections & Adjustments – After the home is set at its new height, final inspections ensure everything meets safety and zoning requirements before you move back in.
Work with Experts for a Smooth Process
Raising a home is a complex project that requires experienced professionals. A contractor with strong relationships with local inspectors and an understanding of Jersey Shore building codes can make the process seamless, helping you avoid unnecessary delays and ensuring your home is elevated safely and efficiently.
